What is legal aid?
Recourse legal assistance insurance is often chosen by insured parties who do not opt for the most comprehensive moped insurance. Insured parties with WA + theft, fire and collision insurance have less need, because in most cases the insurer will take care of recovering the damage from the responsible party.
In case of an accident, the question of guilt is important. Whoever is designated as the guilty party must bear the repair costs. In the event of damage, you speak to your insurer about the repair of the damage. If the insurance provides cover, the insurer will pay you the amount of the damage. Subsequently, the insurer can recover the damage from the person who caused it. This does not apply if the damage is not covered by your own moped insurance.
You are coming from the right at an equal junction. A car driver from the left overlooks you and hits you. Your moped suffers €500 damage. You ask your insurance company to compensate the damage. You have taken out third-party insurance + theft and fire for your moped. Collision damage is not insured. Your insurer will not pay any compensation. You are told that you must hold the person responsible for the damage liable for your damage.
You can call in legal aid if you have it. If you have not taken out this insurance, you can also have the damage recovered by 112schade.nl.
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