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moped insurance

Compare moped insurance: Insure your moped immediately!

Settled in 3 minutes
98% recommend us
8.1
Insurance assessment

Which cover suits you?

Damage to others
i This is the basic and cheapest moped insurance. The damage you cause to third parties with your moped will be reimbursed, but not the damage to your own moped.
Theft and fire damage
i In addition to the WA coverage, theft or fire damage is now also compensated. Damage to your own moped that you have caused yourself (e.g. by a collision) will not be reimbursed.
Damage to own moped
i In addition to third-party cover and compensation for theft and/or fire damage, damage to your own moped (e.g. due to a collision) is now also covered.
Third-party liability (mandatory)
Calculate Premium More information
WA Theft, Fire and Collision
Calculate Premium More information

Which cover suits you?

Third-party liability (mandatory)

  • Damage to others
    i This is the basic and cheapest moped insurance. The damage you cause to third parties with your moped will be reimbursed, but not the damage to your own moped.
  • Theft and fire damage
    i In addition to the WA coverage, theft or fire damage is now also compensated. Damage to your own moped that you have caused yourself (e.g. by a collision) will not be reimbursed.
  • Damage to own moped
    i In addition to third-party cover and compensation for theft and/or fire damage, damage to your own moped (e.g. due to a collision) is now also covered.
Calculate Premium More information

WA Theft and Fire

  • Damage to others
    i This is the basic and cheapest moped insurance. The damage you cause to third parties with your moped will be reimbursed, but not the damage to your own moped.
  • Theft and fire damage
    i In addition to the WA coverage, theft or fire damage is now also compensated. Damage to your own moped that you have caused yourself (e.g. by a collision) will not be reimbursed.
  • Damage to own moped
    i In addition to third-party cover and compensation for theft and/or fire damage, damage to your own moped (e.g. due to a collision) is now also covered.
Calculate Premium More information

WA Theft, Fire and Collision

  • Damage to others
    i This is the basic and cheapest moped insurance. The damage you cause to third parties with your moped will be reimbursed, but not the damage to your own moped.
  • Theft and fire damage
    i In addition to the WA coverage, theft or fire damage is now also compensated. Damage to your own moped that you have caused yourself (e.g. by a collision) will not be reimbursed.
  • Damage to own moped
    i In addition to third-party cover and compensation for theft and/or fire damage, damage to your own moped (e.g. due to a collision) is now also covered.
Calculate Premium More information

Looking for cheap moped insurance? With Alpina, you can easily compare different moped insurance policies. As the proud owner of a beautiful moped, you should not think about it being stolen or damaged. With a good moped insurance, you make sure you are insured in case of damage and accidents. Our moped insurance policies are not only inexpensive, but you also have a choice of coverage. This allows you to customize your moped insurance to suit your personal needs.

What is moped insurance?

Moped insurance is insurance for your moped, scooter or moped-scooter. With a moped insurance you insure your moped against various damages. The situations in which you will receive compensation depend on the type of cover you take out for your moped.

When is it compulsory to take out moped insurance?

As soon as you purchase a moped and the licence plate is in your name, you have to take out moped insurance. In the Netherlands, you are legally obliged to take out at least a third-party insurance for your moped. This insurance covers you for damage that you cause to others. As soon as the registration number is in your name, you have to insure the moped against third-party liability, even when you are not driving it. Without WA insurance, you are not allowed to ride the moped.

Factors that play a role in the amount of the premium

The amount of the final premium depends on a number of factors:

  • Your age
  • Your postal code
  • The coverage you choose
  • The number of claim-free years you have accumulated

Compare moped insurance premiums online

  • i To calculate the premiums, we need the postal code of the main driver. In case of private use, the youngest driver must reside at the same address as the applicant. In case of business use you can fill in the postal code of the company.

What is the best moped insurance?

Unfortunately, we cannot give you the best moped insurance on a silver platter. That depends entirely on your personal wishes. To find out the best Moped Insurance, you should compare several insurances on price and content. First decide which cover and additional cover you want to take out. Then use our online comparison tool to compare different insurers. This way you can quickly find the best moped insurance.

Calculate the premium

Taking out moped insurance: what should you look for?

One moped insurance policy is not like another. There can be big differences in the offer and the conditions of insurers. Therefore it is important that you select the right coverage when taking out moped insurance. You cannot compare a third-party cover from one company with a third-party + theft, fire and collision cover from another. To get a good idea of the differences between moped insurances, you should think beforehand about the coverage you would like to have.

You should also take care not to take out double insurance policies. Have you, for example, already taken out the Traffic module with your legal expenses insurance? Then it is not necessary to take out a legal expenses insurance again with your moped insurance. Then you are double insured.

Are you a real fair-weather driver? Then it's a shame to pay premiums all year round. In that case, don't forget to suspend your moped during the winter months. When the moped is suspended, you do not have to take out moped insurance. This way, you save on the annual costs of your moped insurance.

Which moped insurance should you choose?

Which moped insurance you can choose depends on a number of factors. For example, you should look at the age of the moped and the current market value. Your own financial situation is also important. Think about what you can afford in case of damage to the moped or if it is stolen. Damage to a moped can be quite expensive. If you only have a third party insurance, you will get less compensation in case of damage or accident than with a more extensive coverage. Are you very dependent on your moped, because it is your main means of transport? Then you should consider a more extensive coverage, so that you have more financial security, even if your moped has a lower current value.

There are sometimes big differences in moped insurance policies from different insurers. So it pays to compare various moped insurance policies to find the best deal for your moped. Compare on price and content. At Alpina, you can easily compare moped insurance. We have a cheap moped insurance for every moped.

Insuring a moped without a driving licence

If you do not have a driving licence yet, but have already bought a moped, you can still insure your moped, but not with all insurance companies. Don't worry, you don't have to go to all the insurance companies to find out where you can get moped insurance. With our online comparison tool, you can easily compare all insurance companies that are willing to accept you without a driving licence. Of course you are not allowed to drive a moped without a driving licence. Do you drive a moped without a driving licence? Then you have to bear the cost of any damage. Moreover, the insurer can terminate your moped insurance immediately.

Switching moped insurance

Do you already have a moped insurance, but you want to switch to another insurer? Then you have to cancel your current moped insurance yourself. Unfortunately, we cannot do this for you. However, you can already submit an application for a new moped insurance. Do not forget to cancel your current insurance, otherwise you will be double insured and will pay double the premium.

Moped insurance coverages

You can choose from four different types of cover for your moped insurance, namely third-party, third-party + theft, third-party + theft and fire or third-party + theft, fire and collision.

WA

Third-party insurance is the basic cover and therefore also the cheapest insurance for your moped. It is a legal obligation to insure your moped for at least Civil Liability. The damage you cause to others or other people's property with your moped will be covered, but you are not insured for damage to your own moped.

WA + theft

Especially with a beautiful, expensive moped, the risk of theft is high. The chance that a stolen moped will be found again, however, is small. That is why it can be nice to insure yourself against theft as well. In that case you can also opt for WA + theft coverage. Then you know for sure that you are well insured if your moped is stolen.

WA + theft and fire

You can also choose WA + theft and fire coverage. This also includes insurance for damage caused by attempted theft and damage resulting from joyriding. This coverage also includes fire and storm damage.

WA + theft, fire and collision

This is the most comprehensive cover and your moped is fully insured. Not only for all the above mentioned damages, but also damages to your own moped. Even if the damage is your own fault.

Additional coverages for moped insurance

When taking out moped insurance, you should determine whether there are any additional covers that you consider important to take out. Do you often have someone on the back of your moped? Then you can take out an accident passenger insurance or a passenger indemnity insurance. You can also choose a legal expenses insurance or a legal assistance insurance for motor vehicles. Some additional coverages can be very useful in case of damage or accident.

Compare moped insurance: 3 tips

  1. Think carefully about the cover you choose
    There are four different types of cover you can take out for your moped insurance. Before you start comparing moped insurances, think carefully about the cover you want to take out. That will make the comparison a lot easier. Don't go for the cheapest insurance if you have a new, expensive moped. Do you live in a big city, where mopeds are stolen relatively often? Then it might be wise to choose a more extensive cover that also covers theft.
  2. Look at the current market value of your moped
    The current market value plays an important role when choosing the right moped insurance. You do not have to determine the current market value yourself, an expert will do this for you. The expert looks at the age of the moped, the brand and type, the number of miles and the general condition of the moped. You can also think about this yourself. Do you have a new, expensive moped? Then you should probably opt for a comprehensive moped insurance. Is your moped a bit older? Then a WA insurance might be sufficient.
  3. Use our online comparison tool to compare insurers
    . Have your moped's registration number at hand, because when you enter it in our handy comparison tool, we can already retrieve a lot of information about your moped. After filling in some personal details and the desired coverage, you will get a handy overview of the different insurers. Subsequently, you can easily compare on price and content.

Compare cheap moped insurance

  • i To calculate the premiums, we need the postal code of the main driver. In case of private use, the youngest driver must reside at the same address as the applicant. In case of business use you can fill in the postal code of the company.

Frequently asked questions

If someone else rides my moped, is that person insured?

A moped insurance is always linked to a moped and not to you. This means that someone else is also insured when he/she rides your moped. Of course it is important that the driver has a valid driving licence.

How can I register my moped?

You can transfer your moped at a registration desk, a PostNL location, a RDW testing station or a RDW desk. The licence plate will then be put in the name of the new owner. Follow the step-by-step plan to transfer a moped.

Is a souped-up moped insured?

Tuning up a moped is not without risk. Besides the fact that it is dangerous to drive faster than the maximum speed of 45 km/h, you are also not insured. Many people do not realise the possible consequences of tuning up a moped. If you cause an accident, in most cases, the damage is not covered by your moped insurance. Moreover, there is a big chance that you will also get into trouble with the courts.

What is daily value?

The current market value is the maximum amount the insurer is willing to pay, in addition to the liability risk. The higher the current market value of your moped, the higher your premium will be. If you have suffered damage that falls under the coverage of your moped insurance, you will be reimbursed for the repair costs. If the repair costs are higher than the current market value, the insurer will pay the current market value.

How can I import a moped from abroad?

When you want to import a moped from abroad, it has to be registered in the Netherlands with a Dutch licence plate. The way in which you obtain this registration plate depends on the country from which you are importing the moped into the Netherlands. Read more here>

How can I apply for a licence plate for a moped?

You can apply for a license plate via RDW. Your moped will first be tested by the RDW. That means that your moped will be inspected to see if it complies with the rules for driving on public roads. Without an inspection, you cannot get a new licence plate. To apply for a license plate, follow the step-by-step plan.

Report damage

If you have any damage, you can report it online using the form below. If you urgently need a towing service, you can find out the telephone number of the emergency service with which your insurance company is affiliated on your green card.
Click here to report a claim online.

Report a change

Do you want to adjust your insurance or has something changed in your personal situation? You can reportdifferent types of changes.

  • Change personal data
  • Change of address
  • Changing other insurance
  • Cancelling insurance

Report damage

If you have any damage, you can report it online using the form below. If you urgently need a towing service, you can find out the telephone number of the emergency service with which your insurance company is affiliated on your green card.
Click here to report a claim online.

Report a change

Do you want to adjust your insurance or has something changed in your personal situation? You can reportdifferent types of changes.

  • Change personal data
  • Change of address
  • Changing other insurance
  • Cancelling insurance

Benefits Moped Insurance at Alpina\.nl

Calculate and conclude directly. 24/7

The moped insurance can be calculated and concluded 24 hours a day, 7 days a week. In most cases, you get coverage immediately so you can get on the road with your moped.

Transfer assistance

Want to switch from your current insurer to Alpina.nl, but are dreading all the hassle? No need! Switching to Alpina is very easy with our free cancellation service. It works like this:Calculate your premium, and insure your vehicle. Download the free cancellation letter. Sign the letter and send it to your insurer.

Money back guarantee. 14-day cooling-off period

When you take out moped insurance with us, you have a 14-day cooling-off period. This means that you can cancel the insurance without giving any reason within 14 days.

Calculate and conclude directly. 24/7

The moped insurance can be calculated and concluded 24 hours a day, 7 days a week. In most cases, you get coverage immediately so you can get on the road with your moped.

Transfer assistance

Want to switch from your current insurer to Alpina.nl, but are dreading all the hassle? No need! Switching to Alpina is very easy with our free cancellation service. It works like this:Calculate your premium, and insure your vehicle. Download the free cancellation letter. Sign the letter and send it to your insurer.

Money back guarantee. 14-day cooling-off period

When you take out moped insurance with us, you have a 14-day cooling-off period. This means that you can cancel the insurance without giving any reason within 14 days.

Calculate the premium for moped insurance

  • i To calculate the premiums, we need the postal code of the main driver. In case of private use, the youngest driver must reside at the same address as the applicant. In case of business use you can fill in the postal code of the company.

How do we do it?

Last updated: 26-09-2022

Financially certainly.

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