Compare moped insurance: Insure your moped immediately!

What is the best moped insurance?

Unfortunately, we cannot give you the best moped insurance on a silver platter. That depends entirely on your personal wishes. To find out the best Moped Insurance, you should compare several insurances on price and content. First decide which cover and additional cover you want to take out. Then use our online comparison tool to compare different insurers. This way you can quickly find the best moped insurance.

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Taking out moped insurance: what should you look for?

One moped insurance policy is not like another. There can be big differences in the offer and the conditions of insurers. Therefore it is important that you select the right coverage when taking out moped insurance. You cannot compare a third-party cover from one company with a third-party + theft, fire and collision cover from another. To get a good idea of the differences between moped insurances, you should think beforehand about the coverage you would like to have.

You should also take care not to take out double insurance policies. Have you, for example, already taken out the Traffic module with your legal expenses insurance? Then it is not necessary to take out a legal expenses insurance again with your moped insurance. Then you are double insured.

Are you a real fair-weather driver? Then it's a shame to pay premiums all year round. In that case, don't forget to suspend your moped during the winter months. When the moped is suspended, you do not have to take out moped insurance. This way, you save on the annual costs of your moped insurance.

Which moped insurance should you choose?

Which moped insurance you can choose depends on a number of factors. For example, you should look at the age of the moped and the current market value. Your own financial situation is also important. Think about what you can afford in case of damage to the moped or if it is stolen. Damage to a moped can be quite expensive. If you only have a third party insurance, you will get less compensation in case of damage or accident than with a more extensive coverage. Are you very dependent on your moped, because it is your main means of transport? Then you should consider a more extensive coverage, so that you have more financial security, even if your moped has a lower current value.

There are sometimes big differences in moped insurance policies from different insurers. So it pays to compare various moped insurance policies to find the best deal for your moped. Compare on price and content. At Alpina, you can easily compare moped insurance. We have a cheap moped insurance for every moped.

Insuring a moped without a driving licence

If you do not have a driving licence yet, but have already bought a moped, you can still insure your moped, but not with all insurance companies. Don't worry, you don't have to go to all the insurance companies to find out where you can get moped insurance. With our online comparison tool, you can easily compare all insurance companies that are willing to accept you without a driving licence. Of course you are not allowed to drive a moped without a driving licence. Do you drive a moped without a driving licence? Then you have to bear the cost of any damage. Moreover, the insurer can terminate your moped insurance immediately.

Switching moped insurance

Do you already have a moped insurance, but you want to switch to another insurer? Then you have to cancel your current moped insurance yourself. Unfortunately, we cannot do this for you. However, you can already submit an application for a new moped insurance. Do not forget to cancel your current insurance, otherwise you will be double insured and will pay double the premium.

Moped insurance coverages

You can choose from four different types of cover for your moped insurance, namely third-party, third-party + theft, third-party + theft and fire or third-party + theft, fire and collision.

WA

Third-party insurance is the basic cover and therefore also the cheapest insurance for your moped. It is a legal obligation to insure your moped for at least Civil Liability. The damage you cause to others or other people's property with your moped will be covered, but you are not insured for damage to your own moped.

WA + theft

Especially with a beautiful, expensive moped, the risk of theft is high. The chance that a stolen moped will be found again, however, is small. That is why it can be nice to insure yourself against theft as well. In that case you can also opt for WA + theft coverage. Then you know for sure that you are well insured if your moped is stolen.

WA + theft and fire

You can also choose WA + theft and fire coverage. This also includes insurance for damage caused by attempted theft and damage resulting from joyriding. This coverage also includes fire and storm damage.

WA + theft, fire and collision

This is the most comprehensive cover and your moped is fully insured. Not only for all the above mentioned damages, but also damages to your own moped. Even if the damage is your own fault.

Additional coverages for moped insurance

When taking out moped insurance, you should determine whether there are any additional covers that you consider important to take out. Do you often have someone on the back of your moped? Then you can take out an accident passenger insurance or a passenger indemnity insurance. You can also choose a legal expenses insurance or a legal assistance insurance for motor vehicles. Some additional coverages can be very useful in case of damage or accident.