What is supplemental coverage?

In addition to moped insurance, you can also choose from a number of supplemental insurance policies. These supplements can provide added value in certain cases.
As a result of an accident, the driver or a passenger may sustain serious physical injury. With passenger accident insurance, you can ensure that you receive a payout. If your moped is damaged by someone else, you can seek compensation from the other party. Sometimes this is as simple as sending a notice of liability, after which the amount is paid out. Often, however, there is more to it. You can have your damages recovered free of charge; in some cases, you’ll need legal assistance to pursue a claim.

Free 112 Claims Recovery Service

There are four types of insurance to choose from. For example, the most comprehensive coverage (third-party liability + theft, fire, and collision) covers damage to your moped caused by a collision. If someone else is liable for the damage, the insurer will recover the cost of the damage from the party at fault. If you’ve chosen one of the more limited insurance plans for your moped, you’ll have to recover the cost of the damage from the party at fault yourself. This can be a complicated process. You can also leave this to 112schade.nl. This service is free of charge for you. The costs are borne by the party responsible for the damage or their insurer.

Accidental occupants

As a rider of a two-wheeled vehicle, you can easily lose control, with all the consequences that entails. With rider accident insurance, you can secure a payout in the event of permanent disability or death of one or both riders. In the event of death, a payout of €5,000 is provided, and in the event of permanent disability, a payout of €22,500. Think of this as financial compensation for the passengers or their surviving relatives.

Legal Assistance for Recourse Claims

In certain cases, legal assistance for recovery of damages may still be necessary. Consider, for example, a situation where a case must be resolved in court. By choosing this supplemental insurance, you’ll have these costs covered. Of course, the insurer must see a possibility of recovering the damages from the party responsible.