What is additional cover?
In addition to the moped insurance, you can also opt for a number of supplementary insurances. These supplements can be of added value in certain cases.
As a result of an accident, the driver or the passenger may suffer serious physical injury. With the accident passenger insurance you can insure a benefit. If your moped is damaged by someone else, you can recover the damage from the other party. Sometimes it's just a matter of sending a notice of liability and the amount will be paid out. Often there is more to it. You can have your damage recovered for free, but in some cases you will need legal assistance.
Free 112 damage recovery service
There are four types of insurance that you can choose from. The most comprehensive form of insurance (third-party liability + theft, fire and collision) covers the damage to your moped caused by a collision, for example. If someone else is liable for the damage, the insurer will recover the amount from the person who caused the damage. If you have opted for one of the more limited forms of insurance for your moped, you will have to take care of recovering the damage yourself from the person who caused it. This can be a difficult process. You can also leave this to 112schade.nl. For you this is free. The burden is borne by the person who caused the damage or his/her insurer.
As a driver of a two-wheeler, you can easily make a skid, with all its consequences. With the accident insurance you can insure a payment in case of permanent disability or death of one or both riders. In the event of death a payment of €5,000 is made and in the event of permanent disability a payment of €22,500. Think of this as financial compensation for the rider or the next of kin.
Recourse to legal aid
In certain cases, however, legal aid may be necessary. Think for example of the situation that a case must be fought out in court. By choosing this additional insurance you have covered these costs. Of course, the insurer must see possibilities to recover the damage from the person who caused it.
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