Switching moped insurance
Switch-mopeds have been around a lot longer than scooters. They once originated as a simple bicycle with an engine attached. Today, most mopeds no longer have a manual transmission. However, there are still shifting mopeds for sale. With a switch moped, you have a little more control because you shift gears yourself. If you have a shifting moped, you may be looking for the right insurance. At Alpina, you can also insure your shifter moped! We tell you all about insuring a gearshift moped here.
When is it compulsory to insure a motor cycle?
You are always obliged to insure your motor scooter. This applies to all motor vehicles. As soon as the number of your moped is registered, you have to take out at least a third-party motorbike insurance policy. This will insure you against any damage you cause to another person.
Motorcycle insurance: coverage
When you take out insurance for your motor scooter, you can choose from three different types of cover: Third Party, Third Party+ and All Risk. WA moped insurance is compulsory, but you can also opt for more comprehensive cover. Which cover you should choose depends on your personal situation and your moped.
Third-party cover
WA stands for third-party liability. By taking out third-party insurance, you ensure that you are insured against damage that you cause to another person. You take out third-party insurance because it is compulsory, but also to protect yourself. If you do not hit another driver too hard with your moped, you might get away with only minor damage. But if you hit another moped or pedestrian at high speed, you might also cause personal injury. The consequences of personal injury are big and it can cost a lot of money. With a WA insurance you are insured against this.
WA+ coverage
A supplement to the obligatory third-party insurance is the third-party+ insurance. This is also called WA + Theft and Fire. You can already see from the name what else you are insured for. Especially theft is often a nice addition. Mopeds are popular with thieves. Check the policy conditions to see if your insurer has any conditions for this coverage. One condition is usually that you have to have a good quality lock on your moped.
All-risk cover
You can also insure your moped with the most comprehensive cover: the all-risk moped insurance. This insurance covers you for all the damage mentioned above, but also for damage to your own moped, even if the damage is your own fault. All-risk cover is especially popular for very new or expensive mopeds.
Take out insurance for your motor scooter directly online
Would you like to take out direct online insurance for your moped? Then you have come to the right place. We can find out what type of moped you have from your registration number. The insurance and the premium are then based on this information. In our online comparison tool you can compare different providers. That way, you can be sure of getting the best insurance for your moped.
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