What does all-risk moped insurance cover?
If you have recently purchased a nice moped, then of course you will want to insure it properly against damage and theft. When picking an appropriate insurance, you might want to look into all-risk moped insurance. With all-risk moped insurance, your moped is insured against fire, theft and collision, among other things. In addition, you are also insured for damage to your own moped, even if it is your own fault. On Brommerverzekering.nl you can read all about the all-risk moped insurance.
Why an all-risk moped insurance?
In the Netherlands, you are legally obliged to take out at least a WA moped insurance. This only insures you for damage you cause to others. Damage to your own moped is not covered. If you buy a brand new or expensive moped, it is obviously a shame if you have to pay for any damage yourself. Not to mention theft. If you want to fully insure your moped, you can take out an all-risk moped insurance. This is the most comprehensive cover. Even if your moped is stolen, you will receive (partial) compensation. Always read carefully in the policy conditions of your insurer which measures you have to take yourself. One condition is often that you have to use a category 3 ART-approved lock.
All-risk moped insurance costs
The all-risk moped insurance is the most comprehensive moped insurance and therefore the most expensive. It does provide full insurance cover in the event of damage and theft. However, the insurance premium does not only depend on the coverage you choose. There are other factors that determine the premium, such as your age, where you live, the value of your moped and the number of years without claims that you have built up. Based on these factors, an insurer will determine the amount of the premium. To give you an idea of the costs of the all-risk moped insurance, we have calculated the premium for two different situations:
| Moped speed | 25 kilometres per hour | 45 kilometres per hour |
|---|---|---|
| Cover | Theft, Fire and Collision (All Risk) | Theft, Fire and Collision (All Risk) |
| Age of driver | 18 | 30 |
| Postcode | 1187 RH (Amstelveen) | 3925 EE (Scherpenzeel) |
| Claim-free years | 0 | 7 |
| Catalogue value | €900 | €1800 |
| Insurer | Unigarant | A.S.R. Advantage Package |
| Premium per month | €96,67 | €10,53 |
Take out moped insurance directly online
Would you like to purchase all-risk moped insurance directly online? Then you've come to the right place at Alpina! You can first use our handy online comparison tool to compare different moped insurance policies. This way you can find an all-risk moped insurance at the lowest price. Have you found the right insurance for you and your moped? Then you can use the online tool to purchase it directly.
Do you still have questions or would you like to consult us before taking out the insurance? Our insurance specialists are ready for you! You can reach us Monday to Friday from 08.00 to 18.00 on 088 - 6883700. You can also send us a message via chat, WhatsApp or Messenger.
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