Insuring a Vespa

Insuring a Vespa: Coverage

When you’re ready to insure your Vespa, you’ll need to choose from three different coverage options: Third-Party Liability, Third-Party Liability Plus, or Comprehensive. The current market value of your Vespa also plays a role in choosing the right coverage. In general, a Vespa has a higher current market value than the average scooter. That’s why the most comprehensive coverage is often selected as the standard option for new Vespas.

Third-Party Liability Coverage

WA stands for Civil Liability. This is the mandatory basic coverage under moped insurance. If you cause a collision, your insurer will pay the damages to the other party. Damage to your Vespa is not covered by this insurance; you must pay for that yourself. If someone else causes damage to your Vespa, you can file a claim with the other party’s insurer.

Third-Party Liability (WA+) Coverage

WA+ coverage supplements the basic third-party liability insurance. This coverage is also known as “Third-Party Liability + Theft and Fire.” Theft coverage, in particular, can be a useful addition when insuring your Vespa, as Vespas are very popular with thieves. Be sure to check your insurance policy’s terms and conditions to see if the insurer imposes any restrictions regarding theft. In many cases, for example, they require that you have a high-quality lock. This helps reduce the risk of theft.

Comprehensive Coverage

You can also choose the most comprehensive coverage for your Vespa insurance. This not only covers you for fire and theft, among other things, but also for damage to your own Vespa caused by your own fault. With comprehensive coverage, you can be sure that your Vespa is fully insured.

Get insurance for your Vespa right away online

Want to hit the road quickly on your Vespa? Then take out insurance right away at Brommerverzekering.nl. With us, you can purchase insurance for your Vespa online 24 hours a day, 7 days a week. Using our handy online comparison tool, you can first compare different insurers based on price and coverage. Once you’ve found the best insurance at the lowest price, you can purchase it right away.