Moped without driving license
You don't necessarily need a driver's license to buy a moped, but you do need one to drive one. To drive a motor vehicle in the Netherlands, you must have a valid driver's license. Do you still ride a moped without a license? Then you risk a hefty fine. In addition, in case of damage, all costs are for your own account and you run the risk that the insurance company will refund your moped insurance your moped insurance. You can read all about it here.
Get moped insuranceMoped without a license
You don't need a driver's license to buy a moped. Maybe you are still taking driving lessons, but in the meantime you already come across a nice moped. Or maybe you haven't gotten your driver's license yet, but you can already take over a moped from a friend or family member. In those cases, you can simply buy a moped in advance. You do have to transfer the license plate directly into your name and meet the insurance requirements.
AM license for a moped
To drive a moped, you must hold an AM license. This is also called the moped license. From the age of 15 and a half you can take a theory exam, and from the age of 16 you can start driving lessons and take the practical exam.
An AM license allows you to drive mopeds, scooters, mopeds, speed pedelecs and microcars. A car driving license (driving license B) or a motorcycle driving license (driving license A, A1 or A2) also allows you to drive a scooter. You do not need a separate moped license for this.
Special moped without a license
A special moped is a light, motorized vehicle that does not meet the regular definition of a moped and often has a different shape. A special moped is, for example, a Segway or electric scooter. You may drive these vehicles without a license, provided you are at least 16 years old. You do not have to wear a helmet. You do have to follow standard traffic rules and take out third-party insurance for the vehicle.
Consequences of driving without a license
Driving without a license is not allowed. Riding your moped without a license can have serious consequences. If the police catch you, you will receive a hefty fine. According to the Public Prosecutor's Office's Fine Database, the fine in 2025 is €300. If the driver is under 16, the amount is halved.
In addition, you are also uninsured even if you do have moped insurance. This is because an insurer will not cover you if you cause damage while riding a scooter without a license. This means that you will pay for all the damage costs yourself.
Property damage can run large, but especially in the case of personal injury, the financial consequences can be severe. The police crack down on these types of violations for good reason. Many people do not appreciate the danger and do not realize how much damage they can cause.
Getting moped insurance without a driver's license
Once the moped's license plate is in your name, you must fulfill all vehicle obligations such as obtaining moped insurance. Even if you are not yet driving the moped, having moped insurance is mandatory. This is because in the Netherlands it is a legal requirement to take out at least third-party insurance for a motor vehicle. This insures you for damage you cause to another person with your moped. Are you caught driving an uninsured moped? Then you will be fined €450.
Insure your moped directly
You can also get moped insurance without a driver's license. With our online comparison tool you can easily and quickly compare different providers. You are required to have at least third-party coverage, but you can also choose more extensive coverage such as third-party theft and fire or All-risk.
Do you have questions about taking out moped insurance? Then be sure to contact us. You can do this by phone at 088 - 6883700 or online via chat, WhatsApp or Messenger.
Frequently Asked Questions
Are there any mopeds you don't need a driver's license for?
In principle, a moped license (driver's license AM) is required for every moped. Only vehicles that do not go faster than 6 km/h (such as some disabled vehicles) are not subject to this obligation, but they do not fall under the heading of moped.
Can an electric moped be driven without a license?
A moped license is also required for electric mopeds. The drive train (gasoline or electric) makes no difference to the license requirement. There are e-bikes that do not require a driver's license, but they fall under a different category.
Can I drive a mobility scooter without a license?
Yes, you do not need a driver's license to ride a mobility scooter. Mobility scooters are considered a disabled vehicle and are therefore not subject to the driver's license requirement. However, you do have to follow the usual rules that apply to the place you are driving (the sidewalk, bike path or road) with a mobility scooter. Also, a mobility scooter must be insured.
Do you also need a driver's license for a moped?
Yes, an AM license is also required for a moped. Mopeds fall under light mopeds and have a maximum speed of 25 kilometers per hour, but a driver's license is also required here. The type of vehicle does not matter in this case.
Is your moped impounded without a license?
Yes, the police can confiscate the moped if you are driving without a license. This happens especially in cases of repeat offenses or when there is dangerous driving or other violations. Driving a scooter without a license is not allowed.
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