Take out moped insurance

Of course you can get the best moped insurance online. We compare several insurers to ensure you get the best coverage at the lowest premium. Quality does not have to be expensive if you compare well.

The convenience of closing online through Alpina.nl

Choosing the most suitable moped insurance can be a time-consuming task. By calling several insurers, you can get multiple quotes, but it takes a lot of time. Via the local insurance advisor is often not an option either. Moped insurances are often a service product. So they are not going to compare and choose the best insurer. It will not surprise you that the best way to orientate and take out moped insurance is online.

Which insurer is the best to take out moped insurance with?

Unfortunately, it is not that simple. One moped is best insured with insurer Y, while another moped is best insured with insurer X. There is no way of knowing. This is because insurers assess different criteria differently. This means that the same insurer is not always the best choice. You can only find out where the best moped insurance is by comparing the different insurances.

Who takes out the moped insurance?

The owner of the moped is obliged to take out insurance. The owner therefore also takes care of the insurance. It happens that the parents take out the insurance for the moped, because it is cheaper and a higher premium is charged for young people. When taking out the insurance, the date of birth of the youngest driver of the moped is often asked for. Here the date of birth of the son or daughter must be mentioned. Do not provide your child's date of birth in order to reduce the premium. This can be considered fraudulent.

Pay attention to the accumulated claim-free years

In other moped insurances, accumulated lossless years can be used again for the new insurance. Also the years built up in for example a car insurance or motorbike insurance can be used for the moped. What is especially interesting is the fact that you can use built-up years in the moped insurance for a car insurance. The premium for the car insurance is higher, so with the moped insurance you can build up years of losslessness relatively cheaply, which will benefit you later on.

Which type of insurance do you choose?

Moped insurance has four different types of cover to choose from. They are the following types of insurance:

• Third-party liability (WA)
• WA + theft
• WA + theft and fire
• WA + theft, fire and collision (most comprehensive insurance)

For a new moped, the most comprehensive cover is the best choice. The most important added value is the collision coverage. In case of damage caused by you, your insurer will pay for the damage. For old mopeds with little value, you should choose the most limited cover, i.e. third-party liability. When you choose the two intermediate forms depends on the premium and what you want to insure. Naturally, you want the broadest cover at the lowest price.