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Get moped insurance

Calculating the premium is easy to do online.

To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. In case of business use, you can enter the postal code of the company here.
Now with free recovery service

14-day cooling-off period.

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We pick out the fine print for you

"Comparing moped insurance almost always pays off. Premiums may have increased or your personal situation may have changed. That's why we recommend comparing your moped insurance every year."

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Expert insurance for many years

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Your moped insurance coverage.

We look at your moped, compare a wide range of moped insurance policies and help you choose the right coverage.

Third-party liability (mandatory)

  • Damage to others
  • Theft and fire damage
  • Damage to own moped

WA Theft and Fire

  • Damage to others
  • Theft and fire damage
  • Damage to own moped

WA Theft, Fire and Collision

  • Damage to others
  • Theft and fire damage
  • Damage to own moped

All about taking out moped insurance

Getting the best moped insurance is of course done online. We compare multiple insurers to make sure you get the best coverage at the lowest premium. Quality does not have to be expensive if you compare well.

The convenience of closing online through Alpina.nl

Choosing the most suitable moped insurance can be a time-consuming task. Calling several insurers will allow you to get multiple quotes, but it will take a lot of your time. Going through your local insurance broker is often not an option either. Moped insurance companies often have them as a service product. So they are not going to compare and choose the best insurer. Not surprisingly, the best way to get your bearings and purchase moped insurance is online.

Which insurer is the best to take out moped insurance with?

Unfortunately, it is not that simple. One moped is best insured with insurer Y, while another moped is best insured with insurer X. There is no way of knowing. This is because insurers assess different criteria differently. This means that the same insurer is not always the best choice. You can only find out where the best moped insurance is by comparing the different insurances.

Who takes out the moped insurance?

The owner of the moped is obliged to take out insurance. The owner therefore also takes care of the insurance. It happens that the parents take out the insurance for the moped, because it is cheaper and a higher premium is charged for young people. When taking out the insurance, the date of birth of the youngest driver of the moped is often asked for. Here the date of birth of the son or daughter must be mentioned. Do not provide your child's date of birth in order to reduce the premium. This can be considered fraudulent.

Pay attention to the accumulated claim-free years

In other moped insurances, accumulated lossless years can be used again for the new insurance. Also the years built up in for example a car insurance or motorbike insurance can be used for the moped. What is especially interesting is the fact that you can use built-up years in the moped insurance for a car insurance. The premium for the car insurance is higher, so with the moped insurance you can build up years of losslessness relatively cheaply, which will benefit you later on.

Which type of insurance do you choose?

Moped insurance has four different types of cover to choose from. They are the following types of insurance:

  • Third-party liability (WA)
  • WA + theft
  • WA + theft and fire
  • WA + theft, fire and collision (most comprehensive insurance)

For a new moped, the most comprehensive cover is the best choice. The most important added value is the collision coverage. In case of damage caused by you, your insurer will pay for the damage. For old mopeds with little value, you should choose the most limited cover, i.e. third-party liability. When you choose the two intermediate forms depends on the premium and what you want to insure. Naturally, you want the broadest cover at the lowest price.

Free recovery service

Alpina works together with 112schade.nl to recover non-covered damage from the other party. Has someone caused damage to you but you have no coverage on your own policy then 112schade.nl can help you recover your damage from the other party completely free of charge.

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